Thursday, December 18, 2008

How much life insurance is right for me?

Figuring out how much life insurance coverage you should buy is a good place to start. You can discuss this with an agent, but it is always good to get an understanding yourself, even before speaking to an agent. If you are a wage earner you’re going to want to make sure you have enough coverage for your salary to be replaced. Then you want to make sure you have enough funds for additional needs like paying off a mortgage balance. Or maybe you need to make sure there is enough money to pay for a college education. Full Story...

Monday, December 1, 2008

MYBENELIFE.COM MAKES GETTING LIFE INSURANCE QUOTES EASIER THAN EVER

For Immediate Release

11-26-2008 www.mybenelife.com Mybenelife.com makes getting life insurance quotes easier than ever. The internet makes it so easy to find information about an endless amount of subjects. The website for mybenelife.com is jam packed with information regarding life insurance. When online it only takes a few seconds to request a quote for life insurance.

By being able to get quotes on life insurance so quickly and easily this translates into saving money. Since a potential policy buyer can get quotes from many insurance companies they can easily compare coverages and premiums and be able to choose the best priced policy.

Life insurance is so important. People with families to protect should not go without this type of insurance. To discuss your options with a licensed insurance professional it is so easy to submit a request online and an agent will contact you within 48 hours.

The protection you can gain from having a life insurance policy in place is paramount. “Getting started with policy quotes quickly and easily is the value in the work we do for you. Our site has provided the ease of technology and unmatched service in the form of life insurance quotes. It is a wise step to get a quality quote, quickly and easily.” said Christian Seemuller of mybenelife.com, today.

Log on to www.mybenelife.com for more information on how to get started with your life insurance quote.

For more information:

Contact:
customercare@mybenelife.com
or
Benelife, LLC
PO Box 756
Moorestown, NJ 08057

Tuesday, November 25, 2008

Flexible Universal Life Insurance

Have a family? Having Life Insurance is in your best interest. What does it mean to hold a life insurance policy? Peace of mind. For a small cost you can feel secure that your family will be protected in the unplanned event of a premature death.

Term Life Insurance is the least expensive of the different types of coverages. But there are some restrictions to these policies. One example is that a Term Life Insurance policy is only for a clearly defined period of time. After that time that life insurance policy ends.

Universal Life Insurance is a life insurance policy that is for one’s entire life. True a Universal Life Insurance policy may cost a little more but, the benefits are great. Universal Life Insurance policies have flexible features. One example is that you can raise or lower your death benefit. Keep in mind that if you do increase the coverage amount you may be subject to a new underwriting review. The premiums are also flexible. What does this mean? It means that you may be able to increase the premium that you are paying or make lump sum contributions. The tax benefits of doing so can make a difference. The extra money paid toward the Universal Life Insurance policy grows tax-deferred. Also paying an increased amount may raise the cash value.

The Universal Life Insurance policy also provides a guaranteed minimum interest rate that is applied to the policy. This is what you are guaranteed at minimum to get as a return. However, if the investments that the insurance company makes do well, you could get a higher return on the cash portion of the policy.

Besides being flexible, don’t forget that the life insurance payouts are generally tax-free to the beneficiary. There are a great many reasons to secure your future with a life insurance policy. To learn more about why life insurance is so important log on to www.mybenelife.com.

Friday, August 1, 2008

Individual Life Insurance for Protection and Peace of Mind

Individual life insurance can be one of the best purchases you make in your lifetime. While there are many types of policies available including term life insurance and universal life insurance, many might come across something called individual life insurance. In fact, individual life insurance is usually a term to simply describe insurance underwritten for one single individual being insured. Unlike other types of insurance (for instance, First to Die which is popular with business partnerships) individual life insurance is a one person-one policy type of coverage.

While individual life insurance is one of the most important products you can purchase to protect your family, many hold off because it can seem very complex and difficult to find the right policy. With MyBeneLife.com getting a free quote for buying individual life insurance, term life, universal life or any other policy is extremely convenient and takes only a few minutes. MyBeneLife.com offers free life insurance quotes that can help you compare a variety of life insurance policies so that you can pick the best policy at the right price. With our service, you can save hundreds or even thousands of dollars off the cost of buying a policy.

Thursday, July 17, 2008

The Many Benefits of Life Insurance

Life insurance is not a product that many of us think about often, however, it can be one of the most important purchases that we make in our lifetime. For individuals starting a family or that already have a family, life insurance makes sense. It protects the ones you love financially from unforeseen circumstances. Here are just some of the many benefits of life insurance.

Financial Protection for the Ones You Love the Most
Life insurance is usually purchased to protect a family from financial ruin in the case that a provider passes away. With life insurance, you can give your family peace of mind and ensure that they will have the financial means to survive if an unfortunate incident happens. Not only can funeral costs be in the thousands, but with a major family provider gone, your family can experience major financial difficulties. Life insurance can keep your family financially secure and stable during its toughest times.

Save for the Future
In addition to financial protection for your family, life insurance can also benefit policy holders by helping them save for the future. While some insurance policies only offers benefits if a person passes away, other types of insurance offer policy holders a way to save money for retirement or offer a way to save a nice nest egg for large purchases.

Thursday, July 10, 2008

Free Term Life Insurance Quotes

Term life insurance is one of the most affordable and convenient life insurance products available. For those interested in purchasing life insurance, term life insurance can provide you and your family with peace of mind. With perhaps hundreds of different term life policies available, finding the right policy at the right price can be difficult. However at MyBeneLife.com, you can receive free term life insurance quotes that can not only help you find the right policy, but also find the right policy at a fair price.

Term life insurance is the most popular type of life insurance product. It is extremely easy to purchase and offers considerable protection for you and your family in the case of any unforeseen events. While term life insurance is pretty straight forward, the amount you pay for a policy can vary widely. For those looking to find insurance that fits their specific needs at the most affordable prices available, free term life insurance quotes offered by MyBeneLife.com can help.

In just a few minutes you can fill out a basic form and request a quote for policies that fit your needs. In a short period of time, you will receive quotes from some of the most trusted names in the insurance business. Armed with this information, you can compare policies and companies and choose the best product. Requesting a free term life insurance quote is not only convenient, but can save you hundreds of dollars.

Thursday, July 3, 2008

Receive a Free Universal Life Insurance Quote Today

Life insurance can be one of the wisest purchases a family can make. With universal life insurance, you can not only protect your family in the case of unforeseen circumstances, but universal life insurance can be an excellent vehicle to save for the future. For those looking to purchase universal life insurance, one tool that can be quite useful and convenient is BeneLife’s free universal life insurance quotes at MyBeneLife.com.

Learn More About Universal Life insurance
Interested in purchasing life insurance? It should be noted that there are a few different types of life insurance available and BeneLife can help you choose the right one for your specific needs. While universal life insurance can be a great choice, by visiting the site, www.myBeneLife.com and receiving information, you can not only shop for universal life insurance, but make an educated decision and choose the right universal life insurance product.

Receive a Free Quote
When purchasing universal life insurance, no two policies are exactly the same, this is why it is important to shop and compare products. One of the ways to shop smart is to request free universal life insurance quotes at MyBeneLife.com. Just complete a quick, basic form and in a short period of time you can be comparing a wide variety of options. With free universal life insurance quotes, choosing the right insurance policy is convenient.

Friday, June 27, 2008

Free Life Insurance Quotes

If you already have a family or planning on starting one soon, one of the most important purchases you can make is life insurance. Life insurance is probably not a product you think about often, however it can be one of the best decisions you ever make and give you and your family peace of mind. Today, life insurance is much more affordable than most people think and for as little as approximately $10-20 per month can give a family a sizable amount of protection. For those looking to purchase life insurance, one of the best ways to shop for life insurance is to request free life insurance quotes.

With free life insurance you can compare and contrast the many life insurance offerings to find the product that best suits your needs and budget. With free life insurance quotes, you can quickly fill in a short form by answering a few basic questions and receive quality quotes from a variety of different life insurance companies ultimately helping you to find the best quality product conveniently. Once you have received a variety of quotes, you will be more informed on which company has the best products and prices making it easy to choose insurance that offers your family the most protection.

For more information regarding life insurance and to request a free life insurance quote that can ultimately help you save a lot of money, please visit us at: http://www.myBeneLife.com
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